Do you know that many journey insurance coverage insurance policies don’t cowl cruises by default! It might be a good suggestion to get journey insurance coverage to your cruise even when it’s a home cruise. I’ve compiled a listing of journey insurance coverage suppliers that provide cruise insurance coverage in Australia.
Word – Journey insurance coverage insurance policies can change. At all times learn the PDS earlier than shopping for a coverage to verify what’s and is not lined.
What journey insurance coverage covers cruises?
Cruise Insurance coverage Suppliers in Australia
This is a extra detailed breakdown of what completely different suppliers in Australia cowl:
Cowl Extra
Cowl Extra doesn’t cowl cruises by default and it’s essential add it as an elective improve. I couldn’t add “Cruise Improve” to the home coverage. Home cruises might journey in worldwide waters and don’t all the time have a physician on board. Subsequently, it’s not clear from their PDS whether or not medical evacuation from the cruise ship is roofed by the home coverage.
Allianz
With Allianz you possibly can add the “Cruise” improve to your coverage. Contains the next gadgets:
Qantas insurance coverage
Qantas doesn’t particularly point out cruises in its PDS. Medical and evacuation prices ought to be lined, nevertheless it’s price checking earlier than shopping for a coverage. They don’t supply Cabin Confinement covers.
NRMA
Along with NRMA insurance coverage, you could add Cruise Cowl insurance coverage if the cruise is longer than 2 nights. This covers issues like cruise cancellations, missed shore excursions, and different cruise-specific gadgets.
1 Cowl
1Cover offers you the choice of cruise protection for home and worldwide insurance policies. It covers the next:
Direct journey insurance coverage
Journey Insurance coverage Direct is likely one of the few journey insurance coverage suppliers that cowl cruises by default. They do not supply particular “cruise” protection, however they do cowl the next in case you’re on a cruise:
Funds Direct
Funds Direct has an choice so as to add cruise cowl. You need to do that in case your cruise lasts greater than 2 nights. Funds Direct additionally offers you the choice to set “Australia Home Cruise” as your vacation spot.
Fast cowl
Quick Cowl asks if you’re occurring a cruise. You need to choose Sure if the cruise lasts greater than 1 evening, together with if the cruise is just in Australian waters.